If you need to transfer money from Moscow to Dubai without using banks or official payment systems, there’s the “table-to-table” option —transferring the money in person through a trusted exchange service. This method is especially suitable for large sums and urgent transfers, where speed and control over the transaction are essential.
What is “table to table”?
The term “table to table” refers to a direct meeting between two parties where currency or cash is exchanged. You hand over rubles to an intermediary in Moscow, and their partner in Dubai hands over the equivalent in dirhams or dollars to the recipient.
Features of the method:
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Everything happens in person , with the transfer of money recorded and confirmed.
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There is no need to use banks, SWIFT or online services.
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Suitable for large amounts and urgent transfers when it is important to have money “under control”.
How to make a safe, table-to-table exchange
1. Find a trusted broker
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Use recommendations from friends or reviews from real clients.
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Make sure the intermediary has experience with such transfers and is willing to provide proof of receipt of funds.
2. Discuss the terms and rate in advance
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Agree on the exact transfer amount and the ruble → dirham exchange rate.
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Record the rate in writing or through an official receipt to avoid misunderstandings.
3. Personal meeting to transfer money
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In Moscow, you hand over the rubles to the intermediary in person, preferably in a safe place.
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Obtain a receipt or confirmation of the transfer of funds to provide proof of the transaction.
4. Transfer of equivalent in Dubai
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The intermediary’s partner in Dubai transfers the amount to the recipient in dirhams or dollars.
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Money can be credited to an account or withdrawn in cash in a safe place.
Advantages of the method
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Speed: the translation can be completed within one day.
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Control: You are personally involved in the transfer of funds and know exactly when the money is sent.
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Suitable for large amounts: there are no volume restrictions, as in banks.
