There are many schemes and formats in the world of international transfers. Some use SWIFT, others prefer cryptocurrency, and still others have long since found a simpler and more straightforward option: a face-to-face meeting for a desk-to-desk transfer . This method has gained popularity among investors, entrepreneurs, and those who want to quickly and without unnecessary bureaucracy transfer money from one country to another. Let’s explore what this format is and how it works.
What does “table to table” mean?
The name says it all: money is exchanged hand to hand during a face-to-face meeting. For example, you’re in Moscow or Kyiv, meeting with an operator representative, handing them rubles or hryvnias, while in Dubai, your partner receives dirhams or dollars from another representative.
Essentially, it’s the same cash-to-cash model, but with an emphasis on personal communication and trust . You see the person, sign papers, or formalize an agreement at a table, which creates an additional sense of confidence.
How does the process work?
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Agreement. You contact the company or operator in advance to discuss the amount, currency, and exchange rate.
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Setting a meeting. In your country, you’ll usually set a meeting location: an office, a café, or even a closed conference room.
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Cash transfer. You hand over cash in rubles or hryvnia to the representative.
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Confirmation. At that moment, you’ll be informed that the money is ready in Dubai. Sometimes they’ll provide photo or video confirmation.
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Payout to partner. In Dubai, your partner collects the money in foreign currency, usually dirhams or dollars.
Why do people choose “table to table”?
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Simplicity. Everything happens before your eyes, without unnecessary paperwork or procedures.
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Speed. In Dubai, you can receive your money within an hour of the transfer.
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Trust. Meeting in person creates a sense of security: you see who you’re working with.
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Flexibility. You can transfer both small amounts for rent and large amounts for property purchases.
Where is it most commonly used?
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Real estate. Payment of a deposit or down payment for an apartment or villa.
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Business. Fast payments for contracts and partner transactions.
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Rent. Many landlords in Dubai prefer to receive cash upfront.
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Personal transfers. Helping relatives or friends abroad.
Important points
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Choosing a carrier. Work only with proven companies that have been in business for a long time.
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Course. Set it before the meeting to avoid misunderstandings.
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Documents. Sometimes a receipt or confirmation of receipt of funds is provided as an additional safeguard.
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Time. It’s important to arrange a time in advance, especially if you need money urgently in Dubai.
Result
Desk-to-desk transfers are a modern and reliable way to transfer money between countries. It combines the convenience of a face-to-face meeting, the speed of international cash-to-cash, and the simplicity of a hassle-free world. For many investors and entrepreneurs, this is one of the most convenient options for working with Dubai.
