When it comes to transferring a large sum of money from Kyiv to Dubai, many people are faced with the question of which method is the safest, fastest, and most convenient to ensure the money reaches its intended recipient. Sometimes bank transfers seem too time-consuming, and online services aren’t always reliable, especially when it comes to large sums. In such cases, there’s a proven method— “table to table ,” where the money is transferred in person through a trusted intermediary. This method is especially valuable for those who want complete control over the process and the confidence that the funds will reach their destination without unnecessary delays or intermediaries.
What is “table to table”?
The term “table to table” refers to a transfer method in which money is physically transferred in person through an intermediary, with both parties aware of what is happening at every stage of the transaction. In Kyiv, you hand over hryvnias to a trusted intermediary, and their partner in Dubai issues the equivalent in dirhams or dollars to the recipient.
Features of the method:
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The transaction is carried out live , without the use of banking systems and online payments, which makes the process more transparent.
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You have a complete understanding of who receives your money and when, which reduces the risk of any misunderstandings or errors.
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This method is especially suitable for large sums and urgent transfers, when speed, control, and confidence that the money will get exactly where it was intended are important.
How to conduct a safe table-to-table exchange
1. Find a trusted broker
The first and perhaps most important step is choosing a broker. It’s recommended to look for a reputable provider who has already completed similar translations and has positive reviews from other clients. If possible, you can start with a small test translation to ensure the broker’s reliability and understand how the process will work.
2. Discuss the terms in advance
Before transferring the money, it’s crucial to agree on all the details. Determine the exact amount, the hryvnia-to-dirham exchange rate, and the date and location of the transfer. Even if it seems unnecessary, it’s best to formalize the terms in writing or at least with a receipt to avoid any misunderstandings. This step helps both parties feel more confident and at ease.
3. Personal transfer of money in Kyiv
On the day of the transfer, it’s best to choose a safe, quiet, and convenient location—this could be the agent’s office, a bank branch, or another location with security and a high traffic flow. When transferring funds, be sure to obtain a written confirmation or receipt stating the amount, date, and the agent’s signature. This formality protects both parties and makes the transaction more transparent.
4. Receiving funds in Dubai
After the Kyiv intermediary transfers the funds, their partner in Dubai issues the equivalent in dirhams or dollars to the recipient. The funds can be deposited directly into the developer’s account, transferred to a card, or collected in cash at a pre-agreed location. It’s important that both parties agree on a convenient transfer method in advance to avoid unnecessary stress and misunderstandings.
Advantages of the method
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Speed and efficiency: the transfer can be completed within one day, which is especially important if there is an urgent need to pay an advance or the full cost of the property.
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Control over the process: You are personally involved in the transfer of funds and know what is happening at every stage, so there are no surprises or delays.
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Suitable for large amounts: there are no volume limits, as there are with bank transfers, allowing you to transfer significant amounts without bureaucracy and unnecessary questions.
The “desk-to-desk” method is a convenient and reliable way to transfer large sums of money from Kyiv to Dubai to pay for real estate, especially when you want complete control over the process, eliminate delays, and minimize risks .
