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25.09.2025

Transferring large sums of money from Russia to the UAE is a common task for investors and entrepreneurs, especially when it comes to purchasing real estate, investing in a business, or other major transactions. Despite the development of banking and cryptocurrency tools, cash transfer remains one of the most popular methods. Let’s explore how it works, the risks involved, and how to do it safely.

Why choose cash?

Official banking channels are currently operating with limitations. SWIFT transfers can take weeks, and are sometimes blocked entirely. Cryptocurrency is convenient, but not everyone is ready to work with it. In these circumstances, cash transfers are becoming a fast and straightforward solution.

Main advantages:

  • absence of bureaucracy and complex checks;

  • speed – money can be in Dubai on the same day;

  • Convenience: everything is handled through trusted exchange networks.

Cash transfer scheme

The process looks pretty simple:

  1. In Moscow (or another Russian city), you hand over the rubles to a representative of the exchange operator.

  2. A partner in Dubai will give you the equivalent in dirhams in cash or transfer them to your account/through a manager check.

  3. The amount is fixed in advance, which protects against exchange rate fluctuations.

This format is called “cash-to-cash” or “permutation”.

Important nuances for large amounts

When it comes to tens or hundreds of thousands of dollars in equivalent, there are a number of things to consider:

  • Choosing a partner. Work only with trusted operators who have a reputation and positive reviews.

  • Security. Cash transfers always take place in secure locations—offices, safe deposit boxes, or with security guards.

  • Documents. Although the transaction is formally carried out without a bank, many operators issue receipts or vouchers for additional security.

  • Timeframe. Translation typically takes from a couple of hours to one day.

Why is this more convenient than banks?

Compared to traditional banking methods, cash transfers offer several advantages:

  • No blockages. Money won’t get stuck along the way.

  • Faster. Cash transfers are almost instant.

  • Flexible. You can transfer anything from 10,000 to the equivalent of a million dollars.

Bank transfers are increasingly becoming unusable in real life for investors, while cash exchange remains simple and efficient.

Risks and how to minimize them

Of course, when working with large sums, it is important to consider the possible risks:

  • scammers or unverified intermediaries;

  • exchange rate fluctuations if the rate is not fixed in advance;

  • Questions about transporting cash across borders if you don’t use exchange schemes.

To avoid problems, just follow three rules:

  1. Work only with trusted operators.

  2. Always fix the rate before transferring money.

  3. Agree on the place, time and terms of the transaction in advance.

Result

Transferring a large sum of money from Russia to the UAE in cash remains one of the most convenient and fastest solutions. This is due to its flexibility, speed, and lack of bureaucratic restrictions. With the right approach and choosing a reliable partner, this method allows you to safely and quickly transfer capital for investment or the purchase of a home in Dubai.

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03.10.2025, 22:49