A car in Dubai is more than just a means of transportation; it’s an important part of one’s life and image. And when it comes time to buy a car, whether new from an authorized dealer or used from a dealership, the question arises: how to pay for the transaction safely and in compliance with local regulations? The answer is simple: a manager’s check .
In the Emirates, this is one of the main payment methods for large purchases, including cars. Let’s look at why it’s needed, how to get it, and what to look out for.
Why do car dealerships prefer a manager check?
A manager check is an instrument issued by a bank on behalf of a client and confirmed by funds already debited from the account. This means the amount is guaranteed, and the check cannot be “bounced” or revoked.
For a car dealership this means:
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he receives a 100% guarantee of payment;
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the risk of fraud or payment reversal is reduced;
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It’s easier to process documents for a car, since there is official confirmation of the transaction.
This is why most official dealers in Dubai only accept payment for cars via manager’s cheque, rather than cash or standard bank transfer.
How to purchase a car through a check manager
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Opening a bank account in the UAE:
To write a check, you must have a valid bank account. Non-residents will need to provide a passport, sometimes a visa, and proof of source of funds. -
Transferring money to your account
You can deposit funds in a variety of ways: through an international transfer, through exchange services, or by depositing cash at a branch. If you have rubles or hryvnia, you’ll need to convert them to dirhams (AED). -
Ordering a manager’s check
: Submit an application to the bank, specifying the details of the recipient—the car dealership or dealer. The amount is blocked, and the bank issues the check. -
The buyer receives the receipt
and hands it over to the seller. After inspection, the dealership issues the vehicle’s title.
Typically the process takes one business day, and sometimes just a few hours.
What documents will be required?
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International passport (for non-residents).
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Emirates ID (for residents).
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Bank account in the UAE.
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Details of the car dealership or official dealer.
Some banks may ask for a copy of the vehicle purchase agreement to confirm the purpose of the transaction.
Terms and fees
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The fee for issuing a check ranges from 10 to 30 AED, depending on the bank.
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The currency is almost always dirhams (AED).
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The issue period is the same day if you submit your application before cut-off time (usually before 2:00 PM).
Important: Car dealerships in Dubai often specify in the contract the exact amount to be paid via manager’s check, so cash is almost never used here.
Benefits of using a receipt manager to buy a car
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Transaction security : money is blocked by the bank, the risk is minimal.
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Transparency : Both parties receive confirmation from the bank.
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Compliance : Authorized dealers and government agencies accept checks more readily than cash.
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Speeding up the process : the paperwork for the car is processed more quickly, as the receipt is considered a reliable payment instrument.
What to look out for
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Please check the exact spelling of the dealership name when ordering a receipt. A misspelled letter will invalidate the receipt.
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Keep the bank receipt – it confirms that you paid for the car.
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Check with the car dealership in advance which bank they prefer to receive checks from (some companies work with specific banks).
Therefore, if you’re planning to buy a car in Dubai , the optimal payment method is a manager check. It ensures security for both parties and fully complies with UAE banking and legal requirements.
