When it comes to quickly and conveniently sending money from Ukraine to the United Arab Emirates, more and more people are choosing hawala . This ancient but still relevant transfer systеm has become an alternative to bank transfers.
What is hawala?
Hawala (from the Arabic word for “transfer”) is a systеm of trusted intermediaries that conduct payments between countries without the use of banks.
The principle is simple:
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you give hryvnias in Kyiv;
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Your recipient in Dubai receives the equivalent in dirhams.
The intermediaries record the transaction among themselves, but the money does not physically cross the borders.
Why Ukrainians choose hawala
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Fast
Translation is completed within a few hours. -
Convenient
No need for bank accounts, documents or lengthy approvals. -
Available
You can transfer both small amounts for personal needs and large amounts for business or investments. -
Flexible
Hawala allows you to work with different currencies—hryvnia, dollars, euros—with conversion to dirhams.
How does the translation work?
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Agreement on the amount and exchange rate —the client in Kyiv finds out how much the recipient will receive in Dubai.
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Transfer of funds in Ukraine – hryvnias or dollars are transferred to an intermediary.
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Cash pickup in Dubai – the recipient receives dirhams at the agreed location.
The entire process takes a minimum of time and does not require unnecessary formalities.
Where is hawala used?
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Payment for real estate in Dubai – deposits and settlements with developers.
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Renting a home – many landlords only accept cash.
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Business transactions – settlements between partners from Ukraine and the UAE.
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Private transfers – assistance to relatives or personal expenses.
Advantages over a bank
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no delays or limits;
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favorable rate;
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ease of organizing the transaction;
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high speed of receiving money.
Result
Hawala Ukraine – UAE is a time-tested money transfer method, ideal for those who value speed, convenience, and reliability. That’s why more and more Ukrainians are choosing hawala for transfers to Dubai and other cities in the Emirates.
